Provident Disability Insurance Claim Denials

Has Provident Insurance denied, delayed, or disputed your disability insurance claim? If so, then Sandstone Law Group can help.

Why Do People Turn to Sandstone Law Group?

Every day, American citizens like you turn to Sandstone Law Group for help getting the money they deserve – and there is one excellent reason: we fight. We founded our law firm specifically to hold multi-million (or billion) dollar insurance agencies like Provident to account. We know from long experience that these organizations will take advantage of you at your lowest point – if no one is there to stop them.

Provident Insurance

Provident provides a full range of insurance policies, including:

• Health
• Disability
• Long-term care
• Life

If you took out a policy with Provident Insurance, and are struggling to get the compensation that you deserve, then you will need the help of a specialist insurance attorney – like the ones at Sandstone Law Group.

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Why Does Provident Delay Claims?

Most, if not all, large insurance companies like Provident do not actually make the bulk of their profits from the premiums that you pay. They actually take those payments, group them with premiums from other customers, and then invest that money – insurance companies are among the largest investors in multiple global markets.

That means that when it comes time to pay out, it is in the best interest of Provident to delay your claim as long as possible: they can keep the money invested for longer and earn more in profits and dividend payments.

Unfortunately, while you are at a particularly low point in your life – injured, disabled, potentially unable to work, and in need of money to pay medical bills (among other regular outgoings), the insurance company is dragging its feet. You need the money ASAP, and that is exactly what we are to provide you with. Our team will do everything we can to get your payment accelerated, granting you access to the money that is rightfully yours as fast as we can.

What Can You Do When Provident Denies Your Claim?

You may have heard the term ‘bad-faith insurance.’ This is an extremely common tactic used by large insurers like Provident – they look for any loophole or discrepancy in your case and then use that to deny what should be a straightforward legitimate claim. Bad-faith insurance is so prevalent that there have been laws enacted to prevent it, but, unfortunately it still goes on.

The issue for you as the customer is that Provident has teams of lawyers working for them, whereas you are alone. This can be daunting, and frustrating and make you lose any hope when you are filing a disability claim. That is where we come in – we are YOUR legal team. We are very experienced in handling these cases and will fight tooth and nail to ensure that your claim is paid properly.

Some examples of the methods Provident may use against you include:

• Deliberate misinterpretation of your policy
• ‘Drowning’ you in so much paperwork and correspondence that you make a mistake or miss something
• Requires you to visit a medical professional who is not a specialist in the type of injury, illness, or disability you have sustained
• A failure to communicate
• Ignoring essential medical data

Provident Appeals Process

There is a very strict appeals process for if your claim has been denied or disputed, requiring you to send a formal request with all accompanying documentation and evidence by a fixed deadline. If you miss this deadline or file your appeal incorrectly, then you will likely be unable to move forward with your claim – so you will not get any money.

It is so important that you use an established insurance attorney to help you out. Sandstone Law Group will make sure that all deadlines are met and that all of your information is accurate and in the correct hands. This is the single best strategy for appealing an insurance decision, so do not hesitate.