Insurance News

Your medical records are the single most important element of your disability claim. Clear, detailed medical documentation provides the essential proof...

The main difference between group and individual disability insurance is who controls the policy and what laws govern it. Understanding...

Long-term care insurance policyholders across the country are facing an unprecedented crisis. Insurance companies that sold policies decades ago are...

Completing disability paperwork so you don’t get denied benefits requires thorough preparation, precise documentation, and understanding what insurance companies look...

Fighting a disability denial on your own could lead to costly mistakes that further delay the benefits you need. Experienced...

A third-party administrator (TPA) in long-term care insurance is a company hired by an insurance company to handle administrative tasks...

Purchasing a long-term care (LTC) insurance policy should provide peace of mind in the face of future care needs. Yet,...

It is easy to assume that a large, reputable insurance company directly handles every aspect, but the reality is often...

The promise of long-term care (LTC) insurance is clear: to provide financial support when you can no longer perform daily...

Long-Term Disability (LTD) insurance, sometimes called Income Disability Insurance (IDI), is a crucial financial safety net designed to replace a...

Receiving a denial letter for long-term care insurance (LTCI) benefits is devastating. You planned ahead. You paid your premiums. Now,...

Across the United States, individuals and families who purchased long-term care (LTC) insurance decades ago are now discovering a harsh...