Insurance News
By Sandstone Law Group
Home > Disability & Long-Term Care Insurance News & Tips
Sort by:
Subscribe to our newsletter
May 4, 2026 | Insurance Bad Faith
State Bad Faith Laws and Your Insurance Denial: What Policyholders Need to Know
Where you live—and what kind of policy you have—determines whether your insurer faces real consequences for denying a legitimate claim....
April 1, 2026 | Long-Term Care Insurance
The Helper Bees And Why They May Be Involved in Your LTC Claim
Your long-term care insurance policy was supposed to be straightforward: you need care, you file a claim, you get paid....
February 10, 2026 | Long-Term Disability
Chronic Pain and Fibromyalgia – Invisible Disabilities & LTD Denials
Your insurer can’t see your pain on an X-ray. That’s exactly why they think they can deny your claim. Long-term...
January 13, 2026 | Long-Term Care Insurance
John Hancock Denying Home Health Care Benefits Based on Provider Requirements that Don’t Exist within the Policy
Families across the country are discovering a pattern worth understanding in the way home health care claims are handled under...
December 10, 2025 | Employer Benefits
Layoff Notices & Employee Benefits: A Strategic Guide for California & Arizona Tech Professionals
The 60-day WARN notice sitting in your inbox isn’t just a courtesy—it’s a countdown clock on your employee benefits. Your...
December 2, 2025 | Employer Benefits
The Severance Agreement Trap: What Tech Employees Need to Know About Protecting Disability Benefits During Layoffs
Severance agreements can permanently forfeit disability benefits worth $500,000 to $2 million unless you negotiate specific carve-outs before signing. Most...
November 19, 2025 | Employer Benefits
Working While Disabled: When Layoff Anxiety Meets Health Challenges for Tech Employees
You’re managing a chronic health condition while your company announces another round of cuts. The pain is worsening, your cognitive...
November 13, 2025 | Employer Benefits
Tech Layoffs and Long-Term Disability: What Happens When You Lose Your Job While on LTD Benefits?
Your long-term disability benefits usually continue even if you’re laid off—but only if your disability began while you were still...
November 10, 2025 | Long-Term Care Insurance
What Is a Third-Party Administrator in Long-Term Care Insurance?
A third-party administrator (TPA) in long-term care insurance is a company hired by an insurance company to handle administrative tasks...
October 30, 2025 | Long-Term Disability
How to Complete Disability Paperwork So You Don’t Get Denied Benefits
Completing disability paperwork so you don’t get denied benefits requires thorough preparation, precise documentation, and understanding what insurance companies look...
October 28, 2025 | Long-Term Disability
Own Occupation vs. Any Occupation: Understanding Your Disability Policy Definition
The terms “own occupation” vs. “any occupation” are not just technicalities in your disability insurance policy. These definitions determine if...
October 16, 2025 | Long-Term Disability
How Important are Medical Records to Your Disability Claim?
Your medical records are the single most important element of your disability claim. Clear, detailed medical documentation provides the essential proof...