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By Sandstone Law Group
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September 24, 2025 | Long-Term Care Insurance
Who Is Really Handling Your Long-Term Care Insurance Claim?
It is easy to assume that a large, reputable insurance company directly handles every aspect, but the reality is often...
September 24, 2025 | Long-Term Care Insurance
Level of Care Denials in Long-Term Care Insurance: Why Home Care Is Often Treated Differently Than Assisted Living or Nursing Homes
The promise of long-term care (LTC) insurance is clear: to provide financial support when you can no longer perform daily...
August 26, 2025 | Long-Term Disability
Glossary of Terms: Long-Term Disability Insurance
Long-Term Disability (LTD) insurance, sometimes called Income Disability Insurance (IDI), is a crucial financial safety net designed to replace a...
August 22, 2025 | Long-Term Care Insurance
ADL Assessment Guide for Long-Term Care Insurance (LTCI)
Receiving a denial letter for long-term care insurance (LTCI) benefits is devastating. You planned ahead. You paid your premiums. Now,...
August 22, 2025 | Long-Term Care Insurance
The Growing Wave of Lawsuits Against LTC Insurers
Across the United States, individuals and families who purchased long-term care (LTC) insurance decades ago are now discovering a harsh...
August 9, 2025 | Sandstone Law Group News
Sandstone Law Group Partner Kyle Shelton Appointed Chair of the Arizona Attorney Editorial Board for 2025–2026
Sandstone Law Group proudly announces that partner Kyle Shelton has been appointed as Chair of the State Bar of Arizona’s...
July 23, 2025 | Long-Term Care Insurance
Glossary of Terms: Long-Term Care Insurance
Understanding a long-term care insurance (LTCI) policy should not require a law degree, but too often, it feels that way....
June 25, 2025 | Long-Term Care Insurance
Why Most Long-Term Care Claims Get Denied (And What to Do Next)
Long-term care (LTC) insurance is supposed to help cover the cost of in-home care, assisted living, or nursing home expenses...
June 25, 2025 | Long-Term Care Insurance
What Is Long-Term Care Insurance?
Long-term care insurance plays a key role in protecting savings and easing the burden when extended care becomes necessary. This glossary...
June 25, 2025 | Long-Term Care Insurance
What Adult Children Should Know About Their Parents’ LTC Insurance (Before It’s Too Late)
There comes a moment when the dynamic with your aging parents begins to shift. Maybe you notice Mom is forgetting...
June 25, 2025 | Long-Term Disability
5 Mistakes to Avoid When Filing a Long-Term Disability Claim
Long-term disability (LTD) insurance offers a safety net when health problems keep you from working. But getting those benefits isn’t...
June 25, 2025 | Long-Term Disability
What Is the Difference Between LTD and Social Security Disability?
If you’re unable to work because of a health condition, you may have heard about long-term disability insurance and Social...