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By Sandstone Law Group
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June 25, 2025 | Long-Term Care Insurance
Why Most Long-Term Care Claims Get Denied (And What to Do Next)
Long-term care (LTC) insurance is supposed to help cover the cost of in-home care, assisted living, or nursing home expenses...
June 25, 2025 | Long-Term Care Insurance
What Is Long-Term Care Insurance?
Long-term care insurance plays a key role in protecting savings and easing the burden when extended care becomes necessary. This glossary...
June 25, 2025 | Long-Term Care Insurance
What Adult Children Should Know About Their Parents’ LTC Insurance (Before It’s Too Late)
There comes a moment when the dynamic with your aging parents begins to shift. Maybe you notice Mom is forgetting...
June 25, 2025 | Long-Term Disability
5 Mistakes to Avoid When Filing a Long-Term Disability Claim
Long-term disability (LTD) insurance offers a safety net when health problems keep you from working. But getting those benefits isn’t...
June 25, 2025 | Long-Term Disability
What Is the Difference Between LTD and Social Security Disability?
If you’re unable to work because of a health condition, you may have heard about long-term disability insurance and Social...
June 25, 2025 | Long-Term Care Insurance
Things to Consider Before You File an LTC Claim Under Your Policy
Long-term care insurance (LTC insurance) helps cover the cost of care when age, illness, or disability makes it hard to...
June 6, 2025 | Long-Term Disability
Filing for Long-Term Disability Benefits in Arizona: Avoid These 4 Mistakes
Long-term disability benefits were created to provide financial assistance and medical insurance to individuals who have a physical and cognitive condition...
May 19, 2025 | Long-Term Care Insurance
Filing Lawsuits Against Insurers for LTC Premium Increases
It wasn’t supposed to be like this. When you purchased your long-term care insurance (LTCI) policy all those years ago,...
May 12, 2025 | Long-Term Care Insurance
That Expensive Long-Term Care Insurance Policy You Bought? Time to See if It’s Actually Useful
You may have purchased a long-term care (LTC) insurance policy years ago to protect your future health and financial security....
May 11, 2025 | Long-Term Disability
Denied Disability Claims Cost More Than You Think: Here’s Why
A denied disability or long-term care claim delivers a significant blow, one that goes much deeper than bureaucratic frustration. This...
April 15, 2025 | Long-Term Care Insurance
How to Handle Long-Term Care Insurance Denials in Arizona
Imagine this. Years ago, you made a smart, proactive choice. You purchased a long-term care insurance (LTCI) policy to protect...
April 8, 2025 | Long-Term Disability Denials
Lawsuits Against Insurers for LTC Denials
Long-term care insurance (LTCI) provides a valuable safety net for policyholders, offering coverage for services like in-home caregiving, assisted living,...