We Fight Insurance Denials

of Long-Term Care or Disability Benefits.

Request a Free Case Review

Serving all 50 states, with offices in Arizona and California

We Challenge Insurance Companies

No Fees Unless We Win

We are fighting for the underdog and holding large corporations accountable for inexcusable wrongdoing. It fuels us in every way. We’re here to offer you compassionate, competent legal advocacy for long-term disability insurance claims and long-term care claims.

Type Of Denied Claims

Wrongfully Denied Insurance Claims

Long-Term Care

Long-Term Disability (Individual)

Long-Term Disability (Group/ERISA)

Life Insurance

Long-Term Care

You paid premiums for years, expecting support when you needed help with daily living. But now your claim has been denied—often based on vague definitions, flawed assessments, or technicalities buried in the fine print. Whether your insurer claims you're "not impaired enough," disputes your care setting, or suddenly alleges a policy lapse, we know the playbook—and we fight back.

No matter where you live, Sandstone Law Group can help if your long-term care benefits were wrongfully denied. If your insurer is delaying, underpaying, or refusing your claim, we’ll hold them accountable—and pursue full benefits and bad faith damages where appropriate.

Learn More

Long-Term Disability (Individual Policies)

When your own disability insurance policy fails you, the consequences are personal and profound. These are benefits you paid for to protect your livelihood in the event of injury or illness. But when you file a claim, insurers may delay, deny, or demand endless documentation, hoping you’ll give up.

At Sandstone Law Group, we represent professionals, executives, and business owners nationwide who’ve had their individual disability insurance (IDI) claims wrongfully denied. We know the tactics—cherry-picked medical opinions, shifting policy interpretations, and so-called “independent” exams. We fight back with strategic appeals and bad faith litigation when necessary, holding insurers accountable for every dollar owed.

Learn More

Group Disability / ERISA

If your disability benefits were denied under an employer-sponsored plan, you’re likely up against ERISA—a complex federal system built to protect insurers, not you. Under ERISA, you may have no right to a jury, no punitive damages, and no chance to submit new evidence once litigation begins. Insurers know this, and they exploit it.

At Sandstone Law Group, we help clients nationwide build powerful appeals, create airtight administrative records, and challenge ERISA denials in federal court. We know the tactics—biased reviewers, selective surveillance, vague denial letters—and we know how to fight back with precision, strategy, and results.

Learn More

Life Insurance

Grieving a loss is hard enough—being denied life insurance benefits makes it worse. Insurers often reject valid claims, citing missed premiums, medical misstatements, or contestability clauses. Some even cancel coverage quietly through denied Waiver of Premium (LWOP) benefits, leaving families unaware that protection was lost.

At Sandstone Law Group, we represent beneficiaries across the U.S. whose life insurance claims were unfairly denied. Whether your claim was rejected due to alleged exclusions, policy lapses, or fine-print technicalities, we fight to uncover the truth and recover the full payout your loved one intended for you.

Learn More

Why Choose Us

We’re a Firm Built on Compassion, Integrity, and Relentless Advocacy.

We know how overwhelming it is to face disability and long-term care claim denials, and we’re here to shoulder the burden with you. Clients choose us not only for our deep legal experience and results, but because we truly listen, communicate with compassion, and never stop fighting on your behalf.

Unwavering

Distinguished Firm

Experienced

Trial Focused

Results Driven

Timely

Fighting for
What’s Right

Contingency
Pricing

We are in the fight together.

We Help Guide You Through The Entire Process

Request A Free
Case Review

Call us or submit a request online. Our staff will collect details on your case to review.

 

Consultation With Our Attorneys

Convenient options for a phone call, virtual video conference, or office visit.

We Determine What We Can Do To Help

There are never any fees unless we win. We can also advance costs on your behalf and only recover fees if we prevail for you.

Resources & News

Long-Term Disability & Long-Term Care Disputes: What You Need to Know

Deeply Committed To

LONG TERM INSURANCE DENIAL LAWYERS HERE FOR YOU

We are driven by a shared mission: to stand up for real people facing unfair odds—and to hold powerful companies accountable for the promises they make. Whether it’s a denied insurance claim, a catastrophic injury, or the loss of a loved one, we step in when the stakes are high and justice feels out of reach.

Erin Ronstadt brings a lifetime of personal connection to her work, shaped by a family history of battling disability systems. Known for her compassionate listening and strategic legal mind, she helps clients feel seen, heard, and protected—often for the first time. Kyle Shelton is a seasoned trial attorney with a deep sense of duty to tell his clients’ stories powerfully and persuasively—whether to a jury or across the negotiating table. He has helped secure life-changing results for clients who have been overlooked, injured, or denied the care and compensation they deserve.

Together, we lead a team that combines heart and grit, strategy and strength. We fight like it’s personal—because for you, it is.

Free Case Review  About Our Firm

What our clients say…

I Sure Picked The Right Firm!

"Recently went in to get some help with a long-term care insurance matter and ended up meeting with Erin and Kyle. They were extremely kind, professional, and very knowledgeable and helped my family and me out in such a tough time. The peace of mind I received from their legal assistance and long-term care policy knowledge was exactly what I needed after dealing with this issue for some time on my own. I highly recommend them for all your long-term disability legal needs, especially for a long-term care insurance denial!"

- Shawn C. | June 2025

Read Testimonials
Share This